How To Push An Innovative Business Idea Into The Labour Market

How To Push An Innovative Business Idea Into The Labour Market

Admin   September 13, 2019  

Before you can push any new business idea into the market there some certain questions you must have asked yourself. Written below are some relevant questions that have already been answered by a new product/business idea owner. Continue reading below:

WHY DO YOU WANT TO BE AN ENTREPRENEUR?

I want to help people who are depressed and also help reduce unemployment in the state and our nation.

HOW DID YOU GET YOUR BUSINESS IDEA?

From my area of studies in school and from the industrial attachment (IT) I did in 2010 at psychiatric hospital 

WHY WILL YOU SUCCEED?

I will succeed because I have idea of what I want to do and also with the knowledge I have about ageing peoples home I think I am going to succeed very well if the opportunity is given to me and the experience I have about it.  

DESCRIBE YOUR BUSINESS IDEA?

Aging peoples home/old people’s home is more of where the old people is been taken to and take care of, the idea I have about this business are numerous, about how to take care of them both cognitively and physically, because old age has to do with psychological (i.e.) mental and physical abilities. The individual may have less strength vigor and speed of reaction and also unfavour disposition and with the help of those that  will be employed, both the sickness which the aged one will encounter like loneliness  ailments thereby causing himself/herself fret anxiety which him/her may mentally die will be prevented.

WHAT IS PARTICULARLY INNOVATIVE OR ORIGINAL ABOUT YOUR BUSINESS (i.e.) INNOVATIVE IDEA, PROCESSES MARKET PRODUCTS (ETC) 

The things original about my business or services is that I deal  with human life and our aged once, there are the ones that brought us out to the world and also enough knowledge are still in them which we the children still need to rule and guide our life and our nation. One can not do without the knowledge and help of our aged once.

DESCRIBE YOUR MARKET, WHO WILL BUY YOUR PRODUCTS/SERVICE? WHAT IS THE SIZE OF YOUR MARKET AND HOW IS IT GROWING? WHAT IS THE GROWTH OPPORTUNITY?

           

As I had already said, that aging people home is where our aging parents will be taken care of inform of home, aged/old age in a decline both in mental and physical abilities, and this determination in old age is inevitable, result in personality charges. Aging peoples home helps in reducing stress that the people who have aged once will encounter and help those does not have some one to take care of them.

·     For a start three buildings with toilets and bathroom one of the building will have the shape of secondary school hostel and like three offices will be included.

·     With the help of those qualified employed worker the business will be growing well because I will go to the villages and take those our old mothers and fathers who are wasting. An amount of money will be placed for them to pay depending o the situation. Meanwhile some may have loss their memory which some may have been effected with some diseases which have to be cure before taken them to where others are.

·     The growth opportunities is or will be increasing rapidly because in the area where I want to locate it there is no much or I can say that there is no such thing before.

WHY WILL PEOPLE BUY YOUR PRODUCTS AND SERVICE WHAT MAKES THEM UNIQUE?   

As I had already said that life is involve here, as water is needed so is my service needed pre-nursery primary school day care and mortuary are all important so is aging peoples home important even more than. My service is unique because every one know that our aged once are important to us and we can not afford to loss them because of ailment and mental inabilities.

WHAT FIVE THINGS DO YOU NEED TO DO IN THE NEXT SIX MONTHS TO START YOUR BUSINESS LIMITED

(i)   Organize a seminar and give them a little knowledge about this aging peoples home; giving them the benefit and procedures about it.

(ii)  Looking for a place where it can be located particular.

(iii) Organize or searching for qualified women both those that will be looking and nurses that will take care of drugs when needed, including those that will be bathing them because some may have lossed their memory (ie) mental dysfunction of the brain.

(iv) Going and alocating those employed to different villages to organize and take down name of those aged parents, they will go to both urban and rural areas.

(v)  Setting up every required equipments or instruments for the business or work/service. After the houses has been built, beds any cloths which will be shared to them for a starts will be bought.

(vi)      Also   advertising the business in the radio television and even in the churches.

QUALIFICATION OR EXPERIENCE DO YOU HAVE TO START AND RUN THIS BUSINESS

I already have my OND in psychology and also a graduate but not yet served. I have a lot experience during my OND in 2008, and 2010 during our research about aged people and memory dysfunction the causes and how to prevent them. Each person where ask to chose a client in the village then I used my grand mother who is about 87 years old and is having the dilema of memory dysfunction.

WHAT IS THE COMPETITION? HOW WILL IT CHANGE AND WHY ARE YOU BETTER.

Although in Ebonyi State where I want to start, there is no competition because this is going to be the first aging peoples home apart from the house to house once one can  get to come and stay with their aged ones inform of house help. But if there is any competition I will be better because I have all it takes to handle the business very well and overcome the competition because my area of studies is based on clinical psychology (ie) human engineering.

WHAT ARE THE RISK YOU FORE SEE IN THIS BUSINESS (WHAT COULD STOP YOU)? HOW WILL YOU OVER COME THERE RISK?

(i)   One thing that will stop the business or service is money.

(ii)  The risk is when the person dies in our hands because no one have his or her death at hands.

(iii) The risk will over come by the family of the aged person coming time to time to see them and government helping us by supporting us financially so that we can employ enough nurses and doctors and those that will be going to some houses to take care to those that are very weak that cannot stay in our home and also connect us to government hospital for references.

HOW MUCH MONEY DO YOU NEED TO START YOU BUSINESS

For a starts due to the houses and payment of those employed and instruments needed. It will take up to (five million naira) N5,000,000.00 will be needed.

NAME OF BUSINESS

            Aging peoples home

LOCATION OF BUSINESS

            Name of State 
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A Guide To Financial Statement | Importance Of Financial Knowledge

A Guide To Financial Statement | Importance Of Financial Knowledge

Admin   Agustus 19, 2019  

INTRODUCTION

Business owners and financial managers must be able to properly “read” and interpret all financial statement, which are prime importance to every business organization.

            Accurate and comprehensive maintenance of the book keeping system facilities timely preparation of financial statements. These statements consist of three important documents namely: - Balance sheet, income statement and statement of cash flows.

1.         What Are Financial Statements?

Financial statements are documents showing the financial position of a company. The     four main statements are the balance sheet, income statement, cash flow statement, and statement of retained earnings (or shareholders’ equity).

2.         What Is the Meaning of Financial Statement Analysis?

Companies conduct financial statement analysis to understand their financial health during the statement period. By using these statements wisely, an individual can gauge the company’s present financial scenario, as well as make projections for the immediate future. The company also makes extensive use of financial ratios and graphs. With this, one understands the relation between the company’s assets and its productivity. Financial statement analysis is extremely beneficial for the company’s management, its shareholders, its creditors and the government.

*          Management’s Perspective

The company prepares its fiiancia1 statements at the end of every quarter and year. Once, these are prepared, the management gets a fair idea on its business performance during the period. It knows of its assets, cash and equity position at the end of the period. On the basis of these, it is then able to make its future decisions. It knows how much it has to spare and what are the assets that it requires to purchase most urgently. Also, the company can, after analyzing its financial ratios, take measures to increase its profitability.
*          Equity holder’s perspective

Analyzing financial statement, an individual is able to understand whether or not he must invest his money in the company’s shares. Only when the preposition looks profitable in the long run, will an individual plow his money.

Also, a present investor knows whether or not s11 must continue to retain her money in the company. She makes this decision based on the direction of share price movements. In case, the prices show an upward movement trend, the investor decides to keep the investment. In case, the prices have been falling lately, the investor decides to withdraw her money.

*          Creditor’s perspective

            Just as in the case of shareholders; financial statement analysis helps in reassuring the present creditors that their money is safe. They too can take their future decisions accordingly. Prospective creditors, by looking at financial statements, get a feel of the business. They use “comparative financial statements” to see the company’s growth path over different periods of time. This way they can determine whether or not the company’s vision aligns with their own.

*          Governmental Perspective

A company’s financial statement analysis is very helpful to the company. The government is able to calculate the taxes owed by the company. Also, it has a mechanism in place to check if the organization is projecting its finances correctly to the external world.

Why Financial Analysis Is Needed

Numbers on financial statements can be confusing. Analysis of the numbers gives you or outside investors a better perspective of how your company is            managing money and operations.

Ratio Analysis Example

A basic example is the current ratio which helps a business know whether it has enough resources to pay its debts. By dividing current assets by current liabilities from the ba1ance sheet, you can determine whether you have sufficient resources     available or if you need additional money to pay upcoming bills.

Interpreting Financial Statement Analysis

Financial statement ratios must be considered in the context of industry standards. Ratios should be compared to benchmarks of similar businesses to determine a company’s overall financial health.

Objective of financial statement by business owners

1.   The objective of financial statement is to provide information about the financial position, performance and changes in financial position of an enterprise that is useful to a wild range of users in making economic decisions.

2.   Financial statement should be understandable, relevant, reliable and comparable.

3.   Report assets, liabilities, equality, income and expenses are directly related to a business financial position.

4.   Financial statements are intended to be under stable by readers who have a reasonable knowledge of business ad economic activities.

5.   Owners and managers, required financial statements to make important decisions that affect it continued operations.

6.   Medical and general public are also interested in financial statements for a variety of reasons.

Financial Statement Analysis for Small

As a small-business owner, your financial statements provide you with valuable information about the financial well being c :your company. The process of compiling financial statements on a regular basis provides your company with the tools to evaluate your past performance and adapt to changing circumstances. In addition, the process of creating financial statements presents the opportunity to set goals and evaluate your progress relative to short-term and long-term objectives.

Income Statements.

Income statement: - This provides information about a company’s profitability i.e. the excess of its revenues over it expenses during a specific period.

Income statements provide information about how much your company has earned during the period in question by listing your various sources of income as well as your various categories of expenditures. By showing you how much you have earned, your income statement provides you with tools to assess whether your company’s earnings are sufficient to cover its expenses and also to meet your own financial needs. In addition, your income statement provides data about how your income is distributed relative to different businesses, activities, such as wholesale and retail sales.

Balance Sheets

Balance Sheet: - Provides information about a company’s excess of its assets over its liabilities at a specific moment of time.

Your balance sheet provides information about your overall financial wellbeing. A balance sheet is a snapshot listing your assets and liabilities on the particular day when it is compiled. It breaks down your assets into categories such as cash on hand, money owed to you and property you own. Examining this information can help you to assess whether you have enough in liquid assets, or money that is readily available when you need    it. Your balance sheet also breaks down your liabilities into different types of debt such as accounts payable and credit card debt. This information allows you to evaluate whether your debt load is sustainable, and whether your interest burden is too high.

Companies conduct financial statement analysis to understand their financial health during the statement period. By using these statements wisely, an individual can gauge the company’s present financial scenario, as well as make projections for the immediate future. The company also makes extensive use of financial ratios and graphs. With this, one understands the relation between the company’s assets and its productivity. Financial statement analysis is extremely beneficial for the company’s management, its shareholders, its creditors and the government.

Cash Flow Projections

Statement of cash flows: - Provides information of a company’s liquidity i.e., the excess of its available and incoming funds over its outgoing funds during a specific period. A cash flow projection is a forecast of your company’s financial activity during expect coming in with the sums you anticipate spending. By creating a detailed and realistic cash flow projection, you allow yourself to plan for shortfalls as well as busy periods, identifying times wren you will need extra cash and figuring out how you will obtain the necessary capital.

Goals

Your company can either set concrete, numerical goals or more subjective             objectives such as becoming a learning organization. Your financial statements provide direct information about whether or not you are meeting quantifiable goals such as increasing your sales by 50 percent over the next two years. Although your financial statements cannot provide direct evidence about whether or not your company is becoming a learning organization, they can help you identify trends that might interfere with your company’s learning potential, such as a trajectory of increasing debt

REFERENCES

SEC Guide To Financial Statement

Noobpreneuer.com importance of financial knowledge

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Registering Your Business Names In Nigeria With Cooperate Affair Commission (C.A.C.)

Registering Your Business Names In Nigeria With Cooperate Affair Commission (C.A.C.)

Admin   Agustus 07, 2019  

Registering Your Business Names in Nigeria with Cooperate Affair Commission (C.A.C.) - The purpose of this article is to guide business owners and intending entrepreneurs in Nigeria who wish to get their business names registered with the Corporate Affairs Commission without spending more than required in terms of money, time and effort to be guided with these tips. You can read the Advantages & Disadvantages of running a Business as a Company.

For those who are still planning to setup their businesses, it is advised that you prepare a business plan and carry out a feasibility study before you venture in that business of your choice. You can even click this link here to Hire the services of a Business Consultant for professional Business Plan & Feasibility Study.

This is a tip on how you can to register business names in Nigeria without consulting a lawyer - Technology has increased in Nigeria and people are getting wiser by the day. That masa of hiring only a solicitor to help register your company name with the Cooperate Affair Commission (C.A.C.) has passed. Yes, its true, that you no longer need a Lawyer To Register Your Business Name.

You can do it yourself if you have the time and actually live in Abuja or Lagos Nigeria. The cooperate Affairs Commission has liaison offices in nearly if not all the states in Nigeria where you can go to and apply for registration.

In the case were you are too busy or have a tight schedule in your daily activities, you can hire a Business Consultant, (an accredited consultant with the Nigeria Corporate Affairs Commission) especially the ones that live in Abuja or Lagos and they can provide the service for you.

Martins Library Team offers This Service

Our team of consultants can help you register your business in Nigeria with the Cooperate Affairs Commission. Using our highly trained staffs with experience, we will ensure you get your business name registered in less than 14 days if you provide all required documentations and fees.

Running a business in Nigeria is easy because people can simply rent a shop or an office space, furnish it and kick start their business without proper registration. However, they cannot do big businesses with major company owners that has Company Laws, neither the with the State Government nor Federal Government of Nigeria because your business name is not recognized by the legal laws of Nigeria. Nigerian Government is now Identifying Registered & Unregistered Businesses in Nigeria.

That being said, if you want to do good business in Nigeria in a professional level by relating with other businesses legally in partnership, collaborations, joint ventures, and do business with government offices and agencies, you certainly need to register your business name to a Limited Liability Company or an Private Business Enterprise.

Please be informed that it is no longer a difficult task to complete the registration process and it does not cost so much in terms of money and time to do so again. Browse here to see the Requirements for Filling the CAC Forms

Martins Library Team will provided this service for you with ease. Steps are:

1. You need the services of an accredited consultant with CAC who will liaise with CAC and guide you on the filling of the necessary forms – this is because you can not search for name availability and reservation if you don’t have a log-in account with CAC to be able to access its registrations portal.
2. Get three different names for the intending business to check for availability. If none is available, you have to start afresh with two other names too. So be creative and chose names that would not look like any others names,
3. Information about the type of business to carry on – The business to register must be an enterprise not any business that should have share capital., 
4. Get photocopy of  your ID and 2 passport photographs. Photocopy of certificate of incorporation, board resolutions and up-dated annual CAC returns,  is required in cases where incorporated bodies are involve in such registrations,
5. Proficiency certificates in cases where special knowledge are required,

The cost / fees requirements - Please contact us for this

Categories of Name C.A.C will NOT Register

The following category of names may not be allowed for registrations:

1. Names similar to existing or reserves names
2. Names that are deceptive, offensive and misleading,
3. Names that are contrary to public policy/good,
4. Names that are similar to names of already registered trademarks.

Please note that the provided names need the Cooperate Affairs Commission’s approval before they can be used:

1. Names containing National, Government, Municipal, State, Local Government,
2. Names containing the words – Co-operative, Chambers of Commerce, Building Society, Guarantee, Trust, Investment, Bank, Insurance and the likes.
3. An existing registered business name can be converted to a limited liability company.

In our next article, we will show you how you can register your business name yourself. Keep in mind that the processes of business name registration can lead to company name registration. However, you Read more about Business name Registration Here.

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Don't forget that Martins Library Team (our office headquarter in Abuja) can help you register your business Name in Nigeria. We also have lawyer in our firm that can handle the registration for you, don't hesitate to hire our services.

If you need our services, Contact Us here.

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Top 5 Countries Nigerians Import Goods And Products 2017/2018

Top 5 Countries Nigerians Import Goods And Products 2017/2018

Admin   Juli 01, 2019  

Top 5 Countries Nigerians Import Goods and products 2017/2018

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Top 5 Countries Nigerians Import Goods and products 2017/2018

Generally speaking, Nigerians import a high proportion of goods and products from other countries around the world. They also export indigenous goods and products to both neighboring and far away countries with which it operates a bilateral trade agreement.

READ ALSO: TOP 5 Profitable Agricultural Business Ideas You Can Start In Nigeria Today 2018

The Countries Nigerians import

First and foremost, Nigeria which is located in West Africa in the world is the 41st largest export economy and the 119th most complex economy according to the Economic Complexity Index (ECI).

Secondly, Nigerians import several goods or products from any particular country, each country is having something that Nigeria wants for her people.

Goods and Products Nigerians import from other countries

Here are goods and products Nigerians import below:

On the first place, India: Nigerians import many products from India, and some of these products Nigerians’ import are pharmaceutical drugs, organic chemicals, nuclear reactors, machinery, paper and paperboard, iron and steel, and technical knowledge in many areas. According to the National Bureau of Statistics says Nigeria imported goods worth N408.572 billion from India in 2017.

Read Also: Reasons Why Money Should Not Be An Impediment To Starting A Business In Nigeria 2018/2019

Secondly, China: The fact can’t be hiding that President Buhari and some of his cabinet recently in 2016 went to work out bilateral trade agreements with the Chinese. In order to build efforts of past governments to maximize trade with the major Asian country. What Nigerians import from China is electronics, mobile devices, engineering products, and technical skills for construction projects. It is estimated that China exported goods worth N1.567 trillion to Nigeria .

Read Also: TOP 100 Profitable Selling Products To Import Into Nigeria 2017/2018

Thirdly, the United Kingdom: Nigerians import fashion clothing, shoes, engineering facilities, vehicles, and hundreds of other items from the United Kingdom. It is estimated by the National Bureau of Statistics that Nigeria imported goods worth N283.759 billion from the UK.

Nevertheless, we have United States: Nigerians import hundreds of finished and unfinished products from the United States every year, and the National Bureau of Statistics estimated Nigeria took in products worth N581.99 billion from America last year. Nigerians import almost everything from America, from clothing to vehicles to electronics to electrical appliances and hundreds of other household and public items.

Read Also: TOP 5 Intelligent Ways To Easy Make Money Online From Home in Nigeria

And also, the Netherlands: Statistics revealed Nigeria imported goods worth N415.4 billion from the Netherlands last year, and these are clothes, bags, shoes, industrial products used in our factories. It must be pointed out that Nigeria does business with most countries of the world and imports fairly sizeable products from each, but the country wants to reduce importation so as to boost indigenous producers. The country also imports technical expertise too.

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How To Import Cheap And Quality Goods From China 2018/2019

How To Import Cheap And Quality Goods From China 2018/2019

Admin   Juni 30, 2019  

How To Import Cheap And Quality Goods From China 2018/2019

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Importing cheap and quality goods from China 2018/2019

First and foremost, you can import cheap and quality goods from China directly into the country without any trouble. Many have been doing that for years and the result have been amazing to them. Here I present to you some of the benefits of importing goods directly from China.

Secondly, one of the most lucrative and latest pragmatic steps in the marketing world today is doing business with China through the Direct Sales Agents (TOP 5 Intelligent Ways To Easy Make Money Online From Home in Nigeria

Thirdly, platforms such as Reasons Why Money Should Not Be An Impediment To Starting A Business In Nigeria 2018/2019

And to import directly from Chinese manufacturers, all you need to do is to use their product catalog online, select the product you want that meets your need at the right price, confirm the sellers authenticity using the online rating system in a site like Alibaba, place your order and wait for products arrival.

Indeed, most manufacturers are devising different means of gaining customers due to the increase in competition across China. In a situation whereby they have 10 companies producing the same goods in the same state or province. That have made the manufacturers to be more prepared in terms of marketing strategies and customer relations. They do everything to meet potential customers expectation resulting to better service delivery.
Pay Only 30% Upfront And Balance 70% After Goods Are Delivered

However, importing goods directly from Chinese manufacturers into African countries might be a bit complicated. Apart from the fact that China is far from Africa,it is also very risky to do a business transaction with someone you do not see or know. That’s the reason most dealers go as far as China to buy and bring to their home country by themselves or order through friends/colleagues who happen to live there. But that period is over!

Moreover, this days manufacturers in China will advertise their products on e-Commerce sites like Alibaba (which was founded by Jack Ma) and other platforms that belongs to their sasaran audience, where they can see the catalog of such products and probably patronize them. Or ordering such products directly online from the manufacturers website.

SEE ALSO: TOP 100 Profitable Selling Products To Import Into Nigeria 2017/2018

In addition, the best part now is that you can order those products, pay only 30% upfront, and balance the remaining on delivery. All such new customers need to do is to call or chat and confirm with one of the company’s representative, so as to know the modules oprandi of the organization and how the goods can be shipped to the customer’s country after making up to 30% payment upfront.
Life Is A Risk, You Either Compete Or You Loose
 

In fact, risking your 30% of lets say out of N300,000 of total payment and you are only asked to make a down payment of N90,000 in other to get your selected catalogs shipped to you in the next 2 weeks might be very challenging. This is exactly where the trust lie but they are always willing to delight you. Most people do not believe in tying down their money to an unknown person for too long, it is not easy really, it is 50/50 chances in achieving that goal. But come to think of it, there is this adage that says, ‘no pain, no gain’.

Further, you need to understand that life is a risk, so you either compete or you are left behind. So, why don’t you just take some risk and achieve in faith and trust. Remember, this manufacturers have been proved real and genuine by those who patronizes them and there is no gimmicks about it, they are confirmed and authentic producers who are readily available to do business with you.

Risk Little Or Zero Shipping Cost

READ:Exam Time and Venue for the UI Post UTME Screening 2017

And also, another good news about this manufacturers in China is that most of the companies over there do not charge shipping fee and no hidden charges as well. This is another means of attracting customers and gaining their trust for business. Though, this depends on the load of goods that is being ordered by such customer.
 

After all, if the catalog is small in number, they may not charge at all, but if the products ordered are large number, some charges might be incurred by the customer which will definitely be on discount rate to ship the customer’s goods to him/her on demand. But you might incur duty fees on newly imported goods from the ports authority of your country.

READ:TOP 5 Profitable Agricultural Business Ideas You Can Start In Nigeria Today 2018

Meanwhile, when this products find its way into the Nigeria Market, for instance, the demand is normally high if one knows how to do a thorough marketing of such products. Though, the manufacturers usually advice that the buyer should go and do a proper visibility study in their home country with good market research to determine the demand for such product. But it is not really necessary in a larger population with high demand for electronic and other goods like Nigeria (with over 150 million people) Make Huge Profit Importing Quality Goods From China

However, the next thing after delivery the product to you and completing your 70% payment is, to start distributing them to offices, Churches, Mosques, Government, etc and start raking in your money in thousands if not in millions depending on your investment and dedication and total effort/time spent in marketing the products. In this section, you must create a network marketing group and/or habit that will help the product market itself in your home country or location to your sasaran audience.

RECOMMENDED: Easy tips on how to Start a Fashion Design Business in Nigeria 2017

Similarly, depending on the platform you want to use(online, one on one, seminar, social gathering etc), once you know and understand your market and sasaran audience, you will sell all your products within few weeks and make your desired 100% profit. I mean it, 100% return on your investment. The reason is that, most Chinese Product are generally cheap and multi functional in nature, so don’t worry, the 100% return on your investment is guaranteed.

Moreover, it is all in your hand if you want to dare success. Aliko Dangote, the richest man in Africa according to Forbes started from somewhere, so is Waren Bufeit and also imagine the wealth of Slim Elu. This people are once ordinary members of the society just like you before, but today they have become great men of mentor and recognition around the globe. the truth is, that is exactly the way most men who can risk their money get to succeed without burning all their fingers. You can, only if you agree you can!

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